Family Auto Insurance
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 When we hear the word “flood,” we often imagine rising water overwhelming homes and streets. But not all floods are created equal. Understanding the key differences between flash flooding and river flooding is essential—not just for your safety, but also for how you prepare, respond, and insure your property.
While both types of flooding can cause devastating damage, they happen under very different circumstances—and often require distinct planning and awareness.
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 For many motorcycle enthusiasts, the real adventure begins where the pavement ends—gravel trails, forest paths, and rocky mountain terrain offer an adrenaline-fueled escape from the ordinary. But while your bike may be ready for the backcountry, is your motorcycle insurance?
Not all motorcycle insurance policies are created equal, and coverage for off-road riding often requires special attention. Before you gear up and head into the wilderness, it’s essential to know what your policy includes—and what it doesn’t.  As a small business owner, protecting your livelihood is a top priority—but navigating the world of business insurance can feel overwhelming. Enter the Business Owner’s Policy, or BOP insurance—a powerful, bundled solution that offers broad protection without breaking the bank.
Whether you run a coffee shop, freelance design studio, retail boutique, or plumbing business, understanding how a BOP works can help you stay protected, compliant, and ready for the unexpected.  When purchasing or reviewing a home insurance policy, one of the most important decisions you’ll make is choosing your deductible. It may seem like just another number on the policy—but it plays a major role in both your monthly premium and out-of-pocket costs when filing a claim.
This guide breaks down how deductibles work, what options are available, and how to pick the right one for your budget and risk tolerance. |
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Detroit Office: 6442 Michigan Ave Detroit, MI 48210 (313) 285-9042 |
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