​With the damages that the past hurricanes have done to the country, many still remember it. While insurance can cover most of the losses, some homeowners realized that their insurance policy does not cover damage caused by flood waters. Though some people who live in a flood hazard area are required to purchase an independent flood policy, here are some reasons why flood insurance is essential. 

​In general, motorcyclists only have a helmet for their safety and protection compared to other drivers inside their enclosed vehicles. Setting aside the advantages of driving a motorcycle, there are many more risks involved besides not wearing a helmet. For one, motorcycles are more prone to acquire substantial damages in case of an accident. 

This is why it is extremely important to have motorcycle insurance. You will have financial protection in the event of loss, damage, theft, or injury. It also protects other people who suffered from the accident. 

When it comes to motorbike racers, obtaining motorcycle insurance becomes, even more, a necessity.

​Shopping for homeowners’ insurance can be quite a hassle. It’s one of those home purchasing tasks that may sometimes slip through the mind of a homebuyer. To save you from all the trouble, it’s a good idea to start looking for your preferred homeowner policy once you know that your purchase offer is accepted.

Here are some important key points to think about when purchasing homeowner insurance that can help you save time and your money:

​“Because the law said so” this is probably the default answer when someone asks why we need to purchase auto insurance. The truth is there is an individual mandate for auto insurance. Whether we want to or not, we need to get auto insurance. Here are the five reasons why there is an individual mandate.