​Mobile homes have their separate insurance policy that one may claim against due to natural calamities like floods. A mobile home insurance policy does not cover water damage due to natural calamities but only water damage like bursting water pipes. Comprehensive car insurance also does not cover mobile homes for flood damages.

​Comprehensive auto insurance should cover flood damage done to your car, replacing or repairing what needs to be fixed from the flood damage. Your comprehensive car insurance should cover other conditions such as:

​Homeowner insurance does not cover termite damages as these kinds of damages are not abrupt or sudden. Technically, insurance is given when there is unexpected financial loss, but in this case, termite damages are not like unexpected damages to a house like fires or storms. 

Termites aren't pests that cause damage to your house overnight and unexpectedly. Even though one may not see outright that the house they bought had termite damages, they are still not covered due to maintenance issues and unattended pest damage. 

Expenses from repairing and replacing termite damages are maintenance expenses, different from what insurance may usually cover.

​Food delivery businesses have brought convenience to people in residential places, offices, and other spaces, saving them time when ordering food. With the help of technology, ordering and delivering is just one click away. That should help keep your food delivery business smooth and fast.

If a fast and smooth transaction and service is the trademark you want your customer to experience, expanding your food delivery business operations may be a good investment. You might be considering adding more employees, vehicles, or facilities as a way to expand. 

While adding these conveniences for your customers and your operations, some inconveniences can cost you even more than what you have invested.