​Homeowner insurance does not cover termite damages as these kinds of damages are not abrupt or sudden. Technically, insurance is given when there is unexpected financial loss, but in this case, termite damages are not like unexpected damages to a house like fires or storms. 

Termites aren't pests that cause damage to your house overnight and unexpectedly. Even though one may not see outright that the house they bought had termite damages, they are still not covered due to maintenance issues and unattended pest damage. 

Expenses from repairing and replacing termite damages are maintenance expenses, different from what insurance may usually cover.

​Home insurance is one significant insurance policy you can have in your arsenal. It will help you deal with unexpected expenses, particularly when handling your property in the future.

However, one can ask, what if something happens inside your house which may result in a guest or owner of the house dying? Will home insurance cover it?  

We will discuss the major coverage points you need to know about home insurance and how it can help you if something happens inside your home.

​There are different causes and subsequent insurance policies when it comes to basement floodings. Looking at those causes will determine what policy is effective to cover up the damages.

Having your own home can be quite freeing, especially if you have been renting for some time. You have to think about monthly dues regularly. However, owning a property comes with its own set of problems.

One of them would be plumbing. Some insurance companies do not include plumbing services as part of the policy. Fortunately, you will be able to solve this problem by making sure that your Home Insurance is up-to-date. 
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Your specific Home Insurance coverage points will cover some plumbing issues that you might encounter as the homeowner.

It might be new to you to learn how many things are covered by a standard homeowner's insurance policy. There are many different scenarios where damages would fall under the coverage included in your plan.
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These types of incidents happen more often than most people realize. And in this article, you will be learning about what your homeowner's insurance policy covers and what limitations you should be aware of.

​The significance of homeowners insurance is not new to us. However, it's a common misconception that when you've acquired your house insurance plan, you're finished with it. Well, this is not the case. 

Often, it's necessary to update your homeowner's insurance coverage to adjust to the changes in your home and way of life. If you don't upgrade your coverage, you may not be fully protected if your home is burglarized, burned down, or otherwise damaged.

​It's not just a financial aspect of life, but also a safety aspect to think about. That's why flood insurance is one of the best ways to protect your home and valuables. But what exactly is this type of insurance? What does it cover, and what can you do for your home? Keep reading to find out more.

Do you know how to maintain your home properly? This guide will help you understand how homeowner insurance works and how the insurance will cover you.

​It is often said that purchasing a house is the most significant financial investment that most individuals make. Acquiring homeowners insurance coverage is frequently an afterthought compared to all of the research and effort put into purchasing a house. 

However, home insurance requires more careful thought since the appropriate coverage may save you money if a big disaster hits. Here is a walkthrough of the three things your home insurance policy should have this year. 

​It can be hard to keep track of all the things covered and not covered by your home insurance. You want to make sure that when disaster strikes, you're protected from financial fallout.

It's important to know what's in or out of scope with your policy so that you can rest easy knowing your insurance provider will take care of everything if an emergency happens. This way, you'll have peace of mind knowing that no matter what happens, your home insurance provider has got your back.