​If you're a car owner, you've probably heard of roadside assistance, but what is it exactly? Roadside assistance helps drivers when their car breaks down or they experience other issues with their vehicle. It's a great thing to have in case of an emergency, and this article will discuss how it works and some of its benefits. 

​If you are purchasing a property or live in a flood-prone area, you will probably be required to purchase flood insurance under the National Flood Insurance Program (NFIP). To obtain flood insurance, you'll need an elevation certificate because it's essential to document certain property elements, such as the flood zone, location, and elevation of the lowest level. 

A land surveyor's elevation certificate is used to establish how vulnerable your property is to flooding in the event of a flood. It provides insurance companies with the information they need to determine how much flood insurance to charge.

​There are millions of individuals thinking about getting a motorcycle, and they all wonder if insurance is necessary. It is, after all, only a motorcycle. Wrong. Insurance is an important part of owning a motorcycle, but many misconceptions exist. The top four are listed below.

​Floods are one of the most common and costly natural disasters in the United States. According to the National Flood Insurance Program, floods cause $8 billion in damages each year. And while you can't always control when or where a flood will strike, you can take steps to minimize the damage. Here are 10 of the worst things you can do if there's a flood:

​If you're hoping to attract investment for your small business, there are a few things you'll need to do to make sure you're "investor ready." Furthermore, it's important to have a realistic growth plan, as investors will want to see that you have a clear vision for the future.

Finally, it's critical to have a strong team in place; investors will want to see that you have the right people on board to help grow your business.

​Congruent to pestworld.org, termites, also known as "silent destroyers," are insects that invade your home and cause property damage. This eusocial insect can chew on wood, paper, floorings, or even wallpapers undetected. Termites can also chew the insulation, swimming pool liners, and filtration systems. These silent destroyers also injure woody plants and shrubs.

On top of that, a family’s home can be infested with termites. Some people take time to inspect a house, including the area, to avoid these pests. Of course, these people do not want termites silently feasting on their investments. That is why the homeowner must be responsible for invasive termites.

Insurance is there to protect you in an unforeseen accident or incident financially. But does your auto insurance cover a windshield repair? The answer may depend on your insurance provider and policy, but auto glass damage is typically covered under comprehensive coverage. 

Comprehensive coverage is optional in most states and is often sold with a deductible, meaning you would have to pay a certain amount out of pocket before your insurance would kick in. If you have comprehensive coverage and need to file a claim for a windshield repair, your insurance company will likely cover the cost, less your deductible.

So, if you're wondering whether your auto insurance policy covers a windshield repair, the answer is probably yes - but it's best to check with your insurer to be sure.

​Mobile homes have their separate insurance policy that one may claim against due to natural calamities like floods. A mobile home insurance policy does not cover water damage due to natural calamities but only water damage like bursting water pipes. Comprehensive car insurance also does not cover mobile homes for flood damages.

​Comprehensive auto insurance should cover flood damage done to your car, replacing or repairing what needs to be fixed from the flood damage. Your comprehensive car insurance should cover other conditions such as:

​Homeowner insurance does not cover termite damages as these kinds of damages are not abrupt or sudden. Technically, insurance is given when there is unexpected financial loss, but in this case, termite damages are not like unexpected damages to a house like fires or storms. 

Termites aren't pests that cause damage to your house overnight and unexpectedly. Even though one may not see outright that the house they bought had termite damages, they are still not covered due to maintenance issues and unattended pest damage. 

Expenses from repairing and replacing termite damages are maintenance expenses, different from what insurance may usually cover.