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Family Auto Insurance
​Agency Blog

Tread Wisely: How To Pick And Maintain The Best Tires For Your Bike

6/23/2025

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Your motorcycle’s tires are its only point of contact with the road—making them one of the most critical components for safety, performance, and comfort. Whether you’re cruising through city streets or carving up mountain curves, having the right tires—and keeping them in top shape—can make all the difference.
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Choosing and maintaining your tires wisely not only improves handling and grip but also extends the life of your bike and reduces the risk of accidents. Here’s how to make smart tire choices and keep them road-ready at all times.

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Tailor-Made Coverage: Crafting A BOP Policy That Matches Your Business

6/16/2025

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As a business owner, you wear many hats—from handling operations to managing employees and protecting your assets. One of the smartest ways to safeguard everything you’ve built is with a Business Owners Policy (BOP). But not all businesses have the same risks, which is why your BOP should be just as customized as your business plan.
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A tailored BOP policy bundles essential coverages into one affordable package, giving you peace of mind and financial protection. Let’s break down how to craft a BOP policy that truly fits your unique business needs.

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Detroit Homeowners: What Your Property Value Means For Your Insurance Premium

6/9/2025

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If you’re a homeowner in Detroit, you’ve likely noticed that your homeowners insurance premium doesn’t always reflect your mortgage amount or resale value. That’s because your property value plays a key role in determining your insurance costs—but not in the way you might expect.
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Understanding how insurers evaluate your home and how it relates to your property’s value can help you make smarter decisions when purchasing or updating your coverage.

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Auto Insurance Requirements: What You Need To Know

6/2/2025

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If you own or operate a vehicle in the U.S., auto insurance isn’t just a good idea—it’s the law. But understanding exactly what’s required (and what’s optional) can be confusing, especially since regulations vary by state. Whether you’re a new driver, moving to a different state, or simply reviewing your policy, it’s essential to know what coverage you’re legally required to carry and what protections are worth considering.
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Here's everything you need to know about auto insurance requirements, explained clearly and accurately.

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More Than Property Damage: The Emotional Toll Of Flooding And How To Cope

5/26/2025

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​When we think of flooding, our minds often jump to waterlogged floors, ruined furniture, and expensive repairs. But the impact of a flood runs deeper than property damage. It can shake your sense of safety, disrupt your routine, and cause serious emotional distress. For many homeowners, the hardest part of recovering from a flood isn’t replacing what was lost—it’s healing emotionally.

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Riding Without Enough Coverage? Why Motorcyclists Need Strong Liability Protection

5/19/2025

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​Motorcycles offer freedom and excitement that few vehicles can match—but they also come with increased risks. Whether you're cruising through city streets or winding mountain roads, having the right insurance coverage is essential, especially when it comes to liability protection. Riding without sufficient coverage can leave you vulnerable to serious financial and legal consequences.

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Running A Business Without Losing Your Mind: Stress Solutions That Work

5/16/2025

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Owning and operating a business is exciting—but it’s also one of the most demanding roles a person can take on. Between managing employees, meeting client expectations, maintaining cash flow, and navigating constant change, stress can quickly pile up. But you don’t have to burn out to build success.
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By implementing practical stress-reduction strategies and ensuring you have proper business insurance, you can protect both your peace of mind and your livelihood.

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Surprising Ways Your Credit Score Affects Your Home Insurance

5/12/2025

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When most people think about their credit score, they associate it with buying a car, qualifying for a mortgage, or getting a new credit card. But did you know your credit score can also impact your home insurance premiums? While it may seem unrelated, insurers often use credit-based insurance scores to help determine how much you’ll pay for coverage.
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Let’s explore how and why your credit score affects your home insurance—and what you can do about it.

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Ride Wild: Essential Tips For Your Next Adventure Motorcycle Trip

4/28/2025

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Few experiences rival the thrill of an adventure motorcycle trip — winding roads, off-the-grid destinations, and the freedom of exploring the world on two wheels. Whether you're crossing state lines or carving through rugged backcountry trails, planning ahead is crucial for a safe and successful ride. Adventure touring is as much about preparation as it is about the journey, and knowing what to pack, how to prep your bike, and what to expect can make all the difference.
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Here’s a checklist of essential tips to help you ride smart, stay safe, and make the most of your next adventure.

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Don’t Get Burned: A Restaurant Owner’s Recipe For Reliable BOP Insurance

4/21/2025

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Running a restaurant is a labor of love — filled with long hours, high pressure, and razor-thin margins. Whether you’re serving up gourmet cuisine, comfort food, or quick bites, you know that every day brings a new set of challenges. That’s why having the right insurance coverage is as essential to your business as a well-seasoned kitchen. Enter the Business Owners Policy (BOP) — a powerful insurance solution that blends broad protection into one manageable package.
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If you’re a restaurant owner, here’s why a BOP could be the best recipe for protecting your livelihood.

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Family Auto Insurance Agency
Detroit Office:
6442 Michigan Ave
Detroit, MI 48210​
(313) 285-9042
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3205 Dix Hwy 
Lincoln Park, MI 48146
(313) 288-1550
Click Here to Email Us

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