​Driving around the city on a motorcycle can be fun. But sometimes, your excitement can get the best of you, and you forget about your safety and the basic things you should be carrying during your long trip. So if you are planning to go on a long tour on your motorcycle, here are the essential things you should be carrying. 

​Flooding can be commonplace for people living near lakes or other bodies of water. When there is a flood, the risk of damage to your home, furniture, and appliances can also be high. What makes matters worse is that your homeowners' insurance will not pay the cost of flood damage. For this reason, you must buy a separate policy covering flood damage. 

One excuse you might have is that you are not living in a flood-prone area. But with unpredictable weather, anything can happen, so you need to be prepared. According to the Federal Emergency Management Agency (FEMA), just an inch of floodwater can result in $25,000 worth of damage. Having flood coverage can spare you these expenses. But when getting flood insurance, you first need to understand the basics. 

​You know the importance of carrying auto insurance. The next question on your mind may be, “How much insurance should I carry?” While the law enforces that you have the minimum amount required, it may not be enough to cover damages from an accident. You will need more than the minimum requirement if you want better coverage. So read on and be guided to get the right insurance coverage you need. 

​Do you own a condominium unit? If yes, are you wondering if your homeowner’s insurance will cover you during accidents in your condo? In case of fire or theft, will you be able to make your insurance company pay for the damages or cost of equipment or possessions? In this article, we will discover the reasons why your homeowner’s insurance cannot be used to cover condominium unit accidents.