​There have been 31 tropical depressions as of December 1, the official end of the 2020 Atlantic Hurricane Season; 30 were tropical storms. The National Hurricane Center had already gone through its alphabetical list of names by September and changed to Greek letters. Here are the effects of this year's hurricane season.

​Flooding is dangerous and costly. It can lead to loss of property and can dramatically reduce your home's value. No wonder flooding is not covered by traditional homeowners' insurance; you need a separate flood insurance policy, especially if flooding is frequent in your area. If you're unsure about flood insurance, consider the following scenarios. 

​Flooding can occur at any moment. That is why you need to know things to do when it happens. See this article for useful flood survival tips and techniques.

​Floods have devastated several states in the past and despite the pandemic, this natural disaster could strike again. Homeowners in flood-prone areas should look into getting insurance to prevent paying high bills later when storms strike.

Floods are the most common natural disaster that people throughout the nation experience. According to FEMA's Climate Change Report, the country's Special Flood Hazard Areas (SFHAs) will exponentially grow in different environments. The SFHAs are expected to increase by 45% in riverine areas and 55% in coastal settings.

But what does this data mean to you?
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It means that floods are evident in the future, and preparing for them is everyone's top priority. Government agencies provide various tips on how to flood-proof homes and establishments through their websites. Additionally, you also need to have a game plan post-flood. Continue reading and check out the steps you need to do after a flood:

​With the damages that the past hurricanes have done to the country, many still remember it. While insurance can cover most of the losses, some homeowners realized that their insurance policy does not cover damage caused by flood waters. Though some people who live in a flood hazard area are required to purchase an independent flood policy, here are some reasons why flood insurance is essential.