​Flood is one of the most common natural disasters that happen, especially during rainy seasons. Although nothing can completely prevent floods from happening, there are still ways to alleviate their damages that everyone should know.

​Flood insurance is a type of "catastrophic" insurance that will protect you against financial losses caused by flood events. It is available to homeowners, business owners, and renters throughout the nation, regardless of whether they are in a high-risk flood zone or not. To some homeowners, it's a requirement. But how do you go about securing a policy? Let's take a look.

​More places are now experiencing flooding due to stronger storms and heavier rainfalls. Some cannot be kept dry by drainage systems. If a community gets flooded, loss of assets within the house are expected, including cars. Read through this article to know more about the top five benefits of having flood insurance in 2021.

The year 2020 left its mark, from the spread of the pandemic up to the greatest storms ever experienced. The world had its downs and stayed there for a while. However, the insurance industry is taking a different light from these issues, especially with the more frequent flooding occurrences.
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Read on to know more about flood insurance and the effects of 2020 in the insurance industry.

​We should all be wary of flooding. With its power and intensity, it can easily damage not just our properties but also our livelihoods. Because of this, we need to know how to avoid or be prepared when flooding occurs. Here are some of the common causes of flooding that we should watch out for.

Flash floods and thunderstorms have been getting more common in recent years. With this, you might want to purchase flood insurance to keep your home and belongings protected. Since most home insurance policies don’t provide flood damage coverage, getting separate flood insurance is your next best option. 
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Although not required, it’s smart to purchase a plan. Here’s why you should buy flood insurance.

​There have been 31 tropical depressions as of December 1, the official end of the 2020 Atlantic Hurricane Season; 30 were tropical storms. The National Hurricane Center had already gone through its alphabetical list of names by September and changed to Greek letters. Here are the effects of this year's hurricane season.

​Flooding is dangerous and costly. It can lead to loss of property and can dramatically reduce your home's value. No wonder flooding is not covered by traditional homeowners' insurance; you need a separate flood insurance policy, especially if flooding is frequent in your area. If you're unsure about flood insurance, consider the following scenarios. 

​Flooding can occur at any moment. That is why you need to know things to do when it happens. See this article for useful flood survival tips and techniques.

​Floods have devastated several states in the past and despite the pandemic, this natural disaster could strike again. Homeowners in flood-prone areas should look into getting insurance to prevent paying high bills later when storms strike.