​Do you know that flooding can happen anytime, even during the winter season? From 2008 to 2018, around 20 percent of significant flooding occurred during the cold months. If you live in an area where you experience snow or ice during wintertime, it pays to understand and prepare for winter flooding.  

One of the most thrilling activities that motorcycle riders and owners do each year is to join group riding events. Motorcycle riders clubs and socials engage in group riding activities to promote their group, raise funds for charity, or round-up and meet. But unknown to most riders, there are some risks to group riding.  
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The risks increase when the group you're riding with is composed of riders with different skill levels. With this in mind, a peaceful drive can turn into a stressful and unpredictable activity for you and all other people and drivers on the road. So, take note of the following when cruising with your group.

​As a business owner, you have to be ready for anything, including natural disasters, affecting your business. Just this year, we have seen disaster after disaster, including forest fires, earthquakes, and hurricanes. It's your responsibility to reduce loss and to guarantee a better future for your business despite any unforeseen times. With BOP or Business Owners Policy Insurance, you can protect your business in one policy.

​If you have a tree or several trees on your property, then you should know what your current homeowner's insurance coverage says about trees. Indeed, trees add beauty and shade to your yard, but there are also hidden dangers to trees, especially when these are old and diseased. Old trees can endanger your property as well as your neighbor's home.