When it comes to car insurance, most drivers focus on covering damage to their own vehicle or meeting state liability requirements. But what happens if someone else causes an accident and they don’t have enough insurance — or any at all? That’s where Uninsured and Underinsured Motorist (UM/UIM) coverage comes in.
​
It’s one of the most important — and often overlooked — parts of your auto policy. If you're ever in a collision caused by a driver who lacks adequate insurance, this coverage can be the financial safety net that keeps you from paying out of pocket.

Auto insurance is a necessity for every driver, but there’s a lot of misinformation surrounding how it works. Many drivers believe myths that could cost them money or leave them underinsured, putting them at financial risk in case of an accident.
​
To help you make informed decisions, we’re busting seven of the most common auto insurance myths and providing the facts you need to know.

​In the evolving landscape of automotive technology, safety features play a pivotal role in protecting drivers and passengers alike. Modern vehicles are equipped with an array of advanced systems designed to prevent accidents and reduce the severity of those that do occur. Understanding these features can not only help you make informed decisions when purchasing a car but also provide greater peace of mind. Here’s a guide to some of the most important car safety features and how they relate to auto insurance.

​Maintaining the resale value of your car is crucial if you plan to sell or trade it in the future. A well-maintained vehicle can fetch a significantly higher price and be more appealing to potential buyers. Here are practical tips to ensure your car holds its value over the years, including how maintaining your car can impact your auto insurance rates.

​Restoring a classic car is more than just a hobby; it's a passionate endeavor that requires dedication, patience, and an eye for detail. For many enthusiasts, the process of bringing a vintage vehicle back to its former glory is a deeply rewarding experience, allowing them to connect with automotive history and craftsmanship in a way that few other activities can match. Classic car restoration involves a meticulous approach, from sourcing original parts and materials to carefully disassembling and rebuilding components by hand. Whether it's a muscle car from the 1960s or a timeless European roadster, each restoration project is a unique journey that celebrates the art of automotive engineering and design. The result is not just a beautifully restored vehicle, but a rolling piece of history that tells a story of the past while providing endless joy and pride to its owner.

​Deciding whether to buy or rent a car is a significant decision that depends on various factors, including your financial situation, driving habits, and long-term needs. Both options come with distinct advantages and disadvantages, making it important to carefully evaluate which choice aligns best with your lifestyle and budget.

​Car accidents can be stressful and overwhelming, but knowing what to do immediately after an accident and how to file an auto insurance claim can make the process smoother. Here are essential steps to follow to ensure you handle the situation effectively and file your claim correctly.

​Michigan’s auto insurance landscape is unique due to its no-fault insurance system, which has been the subject of significant reforms in recent years. Understanding what Michigan's no-fault law entails and how it affects your auto insurance is essential for residents and anyone driving in the state. This article explains the basics of Michigan’s no-fault law, recent changes, and what they mean for your auto insurance.

​Experiencing a car accident or damage to your vehicle is stressful enough, but when your auto insurance claim is denied, it can add frustration and uncertainty to an already challenging situation. However, it's important to know that a claim denial isn't necessarily the final word. In this article, we'll guide you through the steps on how to appeal an auto insurance claim denial and potentially get the coverage you deserve.

​Maintaining your vehicle is not only crucial for its longevity but also for your safety on the road. Common car problems can range from minor inconveniences to major safety hazards. In this guide, we'll explore some common car issues, how to prevent them, and what you can do to fix them when they occur.