Family Auto Insurance
Comprehensive auto insurance should cover flood damage done to your car, replacing or repairing what needs to be fixed from the flood damage. Your comprehensive car insurance should cover other conditions such as:
Comprehensive Car Insurance Claims 101
There’s so much to think about when your car gets flooded. Yes, your car is insured, but what should you do next?
As you are stuck with your car during the flood, your car insurance should be able to provide towing assistance. But if you’re the one contacting the towing services, you should get the receipts for reimbursements later after submitting this for your insurance claims.
File Your Auto Insurance Claim Immediately
People affected by the flood that have the same insurance as you will also file for their claims. Filing the claim earlier than the rest would help you to move forward quicker.
Mechanic’s Verdict: Repair Or Beyond Repair
Mechanic experts can tell if your car will need repair, if your car is beyond repair, or if repairing the car will cost you more than buying a new one. It is important to know the status of your car since you may get your settlement through any of the following:
Car repair estimates, usually when the damage is minor
The repair shop will receive the payment directly
Reimburse you for the repair costs
What Won’t Comprehensive Car Insurance Cover?
Based on what comprehensive car insurance states, this insurance is solely focused on the damages acquired of your car. Here are the following incidents that are not part of your comprehensive car insurance:
Based on these incidents, comprehensive car insurance is not involved with the properties inside the car nor the people involved with the incident. It’s just focusing on car damages to be repaired or get a replacement.
Auto insurance is handy in times like this, so it’s good to know the next steps you should take and may be covered on your car damages. Car repairs are not cheap, so securing yourself financially with this incident would help you process and claim your insurance smoothly.
At Family Auto Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (313) 285-9042 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.
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Family Auto Insurance Agency
6442 Michigan Ave
Detroit, MI 48210
Lincoln Park Office:
3205 Dix Hwy
Lincoln Park, MI 48146
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