Are Rented Cars Covered By Auto Insurance Policies?

​The coverage of auto insurance policies for rented cars is subject to your provider's terms. It may cut financial causes from physical damages or bodily injuries caused by traffic collisions and other unanticipated events. 

In this entry, we will discuss the advantages of having auto insurance policies. This helps ease your worries about renting cars and finding your trusted provider. 

Rental car insurance serves as protection against many possible damages to rented vehicles. It can be limited to specific events. There are three common coverage types: damage, theft, and third-party coverage. Rental car insurance may target your interest in rental cars. Yet, auto insurance policies offer more protection, unlike the former. Besides, it may save you from potential losses.  

What are the Existing Auto Insurance Policies?
Your local auto insurance policy may offer six different types of coverage. Most of them are mandated by laws. At the same time, others may be included or not. We simplified these for you:

• Bodily injury liability:  for physical injuries that the policyholder inflicts on someone else.
• Medical payments/ Personal Injury Protection (PIP): for the medical injury treatment acquired by the policyholder's car's driver and passengers.
• Property damage liability: for damage the insured member causes to someone else's property.
• Collision: covers collision-related injury to the policyholder's vehicle.
• Comprehensive: for unanticipated disastrous events such as earthquakes, floods, and theft. 
• Uninsured motorists coverage: for accidents where the at-fault driver fled the scene or was uninsured.

Do auto insurance policies include rented cars? 
Notice the terms under "property damage liability." It emphasizes the possible damages to another person's property. It takes care of your repair or replacement costs. 

Conclusion
Despite the tedious process of analyzing these terms, choosing the right insurance partner can save you from this hassle. The perfect auto insurance catered to your needs lies in your hands, but we can help you with the perfect policy at Family Auto Insurance Agency. 

At Family Auto Insurance Agency, we provide various insurance offers tailored to your interests. We have the most accessible and convenient platform for hassle-free appointments. To learn more about how we can help you, please contact our agency at (313) 285-9042 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!