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There is always a chance of flooding, even if you live in a relatively dry section of the country. The damage from a basement flood may seem like your homeowner's insurance would cover it, but most policies specifically exclude floods, especially flooding induced by natural disasters. Treatment depends on the cause of the water damage in your basement; basic homeowners insurance could pay for the repairs. On the other hand, if a flood damages your basement, it's highly unlikely that your insurance will pay for the repairs. What Does Insurance Cover?
There's a wide range of potential triggers for basement flooding. Some of these possibilities may be covered by your homeowner's insurance, while others may not. You should check your homeowner's insurance coverage to learn what damage is covered and what is not. A flooded basement may be caused by any one of several different events, many of which are covered by standard house insurance policies.
Conclusion For a variety of reasons, your basement might end up flooded. A basic homeowner's insurance policy could reimburse you whether any preceding occurred in your basement. It's best to look around and find the best insurance company to meet your specific requirements. At Family Auto Insurance Agency, we prioritize our customer's needs by providing them with reasonably priced insurance packages. We're here to assist you in getting the insurance coverage you need, a modern-day requirement. If you have questions regarding our offerings, don't hesitate to contact us at (313) 285-9042. Please CLICK HERE if you'd like to receive a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!
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