Does Auto Insurance Cover Your Pets?

​Car accidents are sometimes unavoidable, they can cause injuries or worse, and pets aren’t an exception. But do not worry, because you can also get your pet insured. This will lessen the emotional distress and medical costs.

Basic Insurance Policies That Cover Pet Injury
If your pet gets injured or dies in a car accident, the insurance may reimburse you up to the set limits. It may include all the bills and burial expenses. Also, it may cover the cost if you're getting a new pet.

All of these are under collision coverage in the car insurance policy. Generally, pet injury coverage is included in the standard coverage of insurance companies. However, it is limited to cats and dogs.

1. Pet Injury Coverage 
   Having a pet insured is one of the fulfilling actions for an owner. Knowing that your pet will have protection in case of injury in an accident will lessen the financial stress.
   
   Most insurance companies offer coverage when an unwanted accident comes and your pet gets injured. All of them agree on one aspect, which is collision insurance. This coverage does not include the extra charge in paying veterinary bills and medicine or, worst, the pet's burial. 
   
   
2. Collision Insurance
   It is a type of insurance that offers to pay, repair, and replace whatever is insured to them. When insuring your pets, Collision Insurance will pay for the veterinary bills, burial, and other expenses as stated in their policy.

Limits And Deductibles
In collision insurance, pet injury coverage does not include deductibles. If ever your pet has been injured in an auto accident, depending on the Insurance company, you can receive up to 5,000 dollars to pay for the damages and veterinary bills.

Exception and Restriction 
Only in collision coverage will you be able to cover your pet's injury costs. However, it may also vary for the place you live.

Conclusion
Whenever there is an injury or death, it causes pain to anyone. Even if it is a pet, it can still ache the owner's heart. But auto insurance may lessen the pain by having someone help pay for the medical costs. 

At Family Auto Insurance Agency, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (313) 285-9042 or Click Here to request a free quote. The coverage discussed in this article is not guaranteed. Please call our agents, we are happy to help you learn more about your plan and make sure you have the coverage you need.