Does My Auto Insurance Cover A Windshield Repair?

Insurance is there to protect you in an unforeseen accident or incident financially. But does your auto insurance cover a windshield repair? The answer may depend on your insurance provider and policy, but auto glass damage is typically covered under comprehensive coverage. 

Comprehensive coverage is optional in most states and is often sold with a deductible, meaning you would have to pay a certain amount out of pocket before your insurance would kick in. If you have comprehensive coverage and need to file a claim for a windshield repair, your insurance company will likely cover the cost, less your deductible.

So, if you're wondering whether your auto insurance policy covers a windshield repair, the answer is probably yes - but it's best to check with your insurer to be sure.

Causes Of Windshield Damage
A vehicle might encounter unexpected accidents that may break the windshield. For instance, vehicle collisions and heavy objects that fall or fly. Wiper blades that serve to clean and wipe can also damage a windshield. The use of strong chemicals and detergents may damage a windshield.

Nevertheless, when these things happen, a windshield repair is a must. In this case, the vehicle owner should set aside the budget for the repair cost. Getting auto insurance is a nice decision, to begin with. But does this insurance cover the repair of the windshield?


Auto Insurance Policy Covers Windshield Repair or Replacement
The contract contains the policy that will financially aid the car owner. There is what we call comprehensive insurance that your auto insurance may have. The said policy will cover the repair or replacement of the broken windshield. 

Windshield Repair Or Replacement

• More than three cracks in the glass
• Cracks the size of a dollar bill
• Damage at the edges
• Damage that obstructs your line of vision

 
Conclusion
The auto insurance policy has comprehensive insurance that will span the repair or replacement of the damaged windshield. Comprehensive insurance is optional and will depend on the deductibles. It is usually purchased with collision insurance. It is best to check every insurance company because they have different guidelines on their policies.

At Family Auto Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (313) 285-9042 or Click Here to request a free quote. Any coverage discussed is not guaranteed. Please contact us today to go over your policy to ensure your needs are met! We are here and happy to help.