Must-Have Smart Devices to Reduce Your Home Insurance Premiums

​Nowadays, technological development for your home's security improves day by day to minimize damage, increase efficiencies, detect malfunctions, etc. Depending on your chosen insurer and the number of smart devices, you can save from two percent to twenty percent on your home insurance premiums. Here are the best smart devices that can help you get more home insurance discounts.

Wireless Security System
A home burglary occurs every 22 seconds. But the more your place is vulnerable to thieves, the higher the insurance premium you need to pay. Thus, having a smart security device can help you minimize these incidents that can reduce your premiums by 2% to 5%. Advanced security systems can deter as high as 60% of burglars.

Video Doorbell
Having a video doorbell that shows who your visitor is without you opening the door is another technique to lower your insurance fees. You can save up to 5% of your insurance premium, which is lower than the video doorbell's installment cost ($50 to over $1000).

Smart Smoke Detectors
Get up to a 5% discount on your insurance rate by installing a smart smoke detector in your home. Some smoke detectors even have mobile alerts, interconnectivity, and smart batteries for 24/7 protection against fire.

Water Shut Off Sensors
Having a water and freeze detector can help you avoid costly flood damage repairs and save at least 5% of your home insurance premium. Most high-quality water shut-off valves start at $100, which can alert you through your phone in case of leaks and turns off the water source in your house in seconds.

Smart Locks
Upgrade your home's existing locks with today's smart locks to save up to 5% on your home insurance premiums. Some of these advancements offer mobile phone access, where you can lock or unlock a door using your phone. You might also get a rebate of up to $100 upon purchase if you are a policyholder.

Conclusion
The smart devices mentioned above are recommendable. It is also better to consult your home insurance provider to know accurately how much discount you can get on a particular device. Moreover, choose an insurer that offers free or discounted installation and rebates on appliances themselves.

At Family Auto Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (313) 285-9042. Get your free quote today by CLICKING HERE.