Family Auto Insurance
There are risks present when you don't apply for homeowners' insurance. If anything happens to your home, you might end up paying out-of-pocket expenses for repair and replacement costs. This article contains information on what is at risk if you don't have homeowners' insurance.
Severe Weather Damage
Extreme weather leaves death and devastation in its wake. And if your house is left bare to the naked eye, there will probably still be costly repairs that you have to attend to.
In some instances, the damages to the house are considered so severe that the authorities will prohibit re-entry before the matter can be resolved. You are expected to pay all repair, cleaning, and other storm-related expenses without homeowner insurance while also coordinating other living expenses.
Most insurance for homeowners covers damages caused by fire. However, you will need to pay for extra coverage if you live in a high-risk area.
Although fires do not occur as often as other accidents around the house, the harm they can cause puts fire at the top of the costliest types of claims. Among other causes, fires may start from cooking, overloading circuits, and misusing a wood stove.
No Liability Protection
To the degree that negligence on his part can be proven, a homeowner is legally responsible for any injuries caused on his land. It refers to whether insurance is in place or not. As long as you have the right coverage, your insurance will pay for all valid claims.
A simple trip-and-fall accident causes you to pay for hospital bills, the time a person misses work, and even legal protection. Such costs add up quickly and leave you facing a huge debt that will haunt you for years to follow. A homeowner could even go bankrupt with one serious personal injury, making liability coverage a must.
There is more to your home than just a roof over your head. If a tragedy occurs, you could lose your most valuable asset and one you certainly can't afford to replace quickly. That's why it is crucial to protect your most valuable asset with the correct homeowners' insurance policy.
At Family Auto Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (313) 285-9042 or Click Here to request a free quote.
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Family Auto Insurance Agency
6442 Michigan Ave
Detroit, MI 48210
Lincoln Park Office:
3205 Dix Hwy
Lincoln Park, MI 48146
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